Why Pre-Qualify?

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It can be important to visit with a mortgage professional early, even if you haven't settled on the sort of house to look for. What for? Perhaps it's difficult to fathom how we can help even before you start to negotiate.

Pre-Qualify

Our mortgage professionals can help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. This process leads you through your current financial situation - your debt, income, job, and down payment money, among other things. We require a minimum amount of paperwork, with a short,basic process.

We'll award you a Pre-Qualification Letter when you qualify, that says that we are confident you can qualify for a predetermined amount of mortgage dollars.

Pre-Qualification Power

Holding your pre-qualification letter, a number of advantages fall at your feet when you locate the home you want to make an offer on. First of all, you have some general numbers in mind, as the total you will qualify for with your loan. Even more important to the seller of the home, your pre-qualification status gives them certainty - as if you'd arrived at their house with a bag of cash to make the offer! They need not wonder if that they're wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You'll have the sway of a buyer ready to make the purchase right now!

We can help you pre-qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process outlines your finances - your debt, income, career, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

You can always use the calculators on this website to get an idea of how much mortgage you will be able to afford - but it's also important to talk with one of our mortgage professionals. That way, we can help you get your pre-qualification letter. Then, we'll make sure we have found the ideal mortgage program for your situation. We are eager to meet with you: contact us at (713) 667-5472.

Have questions about pre-qualifying? Call us at (713) 667-5472. Secure Mortgage Company answers pre-qualifying questions every day.